Affordable Medical Insurance for Californians
CA Medical Insurance
Are you a resident of California looking for affordable medical insurance? Several programs are available to meet your medical insurance needs. Medi-Cal provides health and long-term coverage for more than 6 million Californians, particularly low-income families, the elderly and the disabled. The program is the largest source of federal funds in California. To find out more about the program, including eligibility, visit
The Healthy Families Program is low-cost medical insurance for California’s teens and children who do not have medical insurance and who don’t qualify for Medi-Cal. For more information, visit the Healthy Families Web site at .
Mid-income pregnant women in California can get medical insurance coverage through Access for Infants and Mothers. This medical coverage is only available to those not covered by Medi-Cal or Medicare or whose private insurance has a co-payment or deductible for maternity costs of more than $500. For more information.
The County Children’s Health Initiative Program (C-CHIP) has been launched in a few California counties to help with the cost of medical coverage for uninsured children not eligible for the Medi-Cal or Healthy Families Program. For more information.
If you don’t fit into the parameters for the low- or no-cost medical insurance programs, a great place to start your search for medical insurance in California is HealthcareShopper.com, where you can get quotes in seconds for various types of health and dental coverage. The quotes come from several recognizable medical insurance companies such as Aetna, Blue Cross, Blue Shield, Humana, and UnitedHealthcare.
You also can go a different route in your medical insurance search and check out the individual Web sites of insurance companies. These sites usually have information on their individual and family plans and the option of receiving a quote online.
A wealth of information in health care in California is the California HealthCare Foundation, which provides information on “independent research, analysis and news on issues affecting health care delivery and financing.” You can read about ballot measures affecting California medical insurance coverage, access reports on long-term care, and view a fact sheet detailing the county programs available for the medically indigent.
Whatever route you take to get information on medical insurance, it’s important to have health insurance in place. California’s figures for uninsured residents are higher than many other states.
In 2002, 18 percent of Californians didn’t have medical insurance. Twenty percent of the state’s senior citizens weren’t covered. Those numbers are way too high.
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